How to unbind mobile phone and bank card

How to unbind your mobile phone and bank card: Analysis of hot topics on the Internet in the past 10 days

With the popularity of mobile payment, binding mobile phones and bank cards has become a daily operation, but there are also increasing cases where users need to unbind due to security, card replacement and other reasons. The unbundling issues and related hot topics that have been hotly discussed across the Internet recently are as follows:

1. Statistics of hot topics in the past 10 days

2. Guide to the entire process of unbinding bank cards via mobile phone

1. Steps to unbind Alipay

(1) Open Alipay APP, click [My]-[Bank Card]

(2) Select the bank card to be unbound and click [Manage]

(3) Select [Unbind] and enter the payment password for verification

2. Steps to unbind WeChat Pay

(1) Enter WeChat [Me]-[Service]-[Wallet]

(2) Click [Bank Card] and select the target card

(3) Click [...] in the upper right corner and select [Unbind]

3. Recent hot-related issues

1.Fund security issues after unbundling: Many banks have launched an "unbundling protection period" and suspended quick payments within 72 hours.

2.Unbinding operation failure case: Users reported that unbundling was blocked due to unfinished transactions (accounting for 23%)

3.New fraud warning: Recently, there has been a telecom scam impersonating a "bank unbundling specialist"

4. Expert advice

1. Confirm that there is no automatic renewal service before unbundling

2. It is recommended to operate between 9:00-17:00 on working days

3. Keep the screenshot certificate of successful unbinding

4. If you encounter any problems, please call official customer service immediately.

According to the latest data from the China Payments and Clearing Association, the volume of mobile payment unbundling operations increased by 37% year-on-year in the second quarter of 2023. It is recommended that users carefully check information during operations to ensure account security.